A Fun Friday

I slept in this morning because I was not planning on going for a walk because I figured that my back would really be sore this morning. I wound up getting almost ten hours horizontal time and actually felt better than I had in a long time...maybe the pain pills I took before going to bed might have helped. Anyway, this morning I was suppose to go to breakfast with the guys, so even though I slept in I still had almost an hour to kill before I needed to meet up with them, so I decided that I would take a short walk.

I stayed away from the high school and so I was able to spent about a half hour just walking, I do not remember having the usual pain that I have for the first half mile or so this morning, in fact I started out walking at a pretty good clip and it usually takes me that half mile or so to get up to that speed...maybe I need to fall more often!

Anyway, I did have a good breakfast with the guys, I had poached eggs, as I felt that they were probably a healthier choice and some hash browns that I put the eggs on and topped with Tabasco sauce. The eggs were not much different than the over easy ones that I normally got, except they did not taste greasy, so that might be my new egg of choice when I go out to eat.

On my way back home I stopped off at the local Wells Fargo office to check on a home equity loan for the remodeling that we are planning on doing. I was able to get pre-approved right there, but I felt that the interest rate was a little high.

The mail and the paper were there waiting for me when I got back, so I opened the mail and set the paper on my easy chair to read later. Yesterday while at Costco, Kathleen had picked up a brochure on home equity financing so I though that later I would go on the internet and fill out the forms.

Kathleen wanted to go back to Montivilla Sewing Center to take back her new machine and bring the boxes and other things from her old machine, so shortly after I got back I loaded up the SUV and off we went.

She had them open up a new machine and set it up in their training class room and did several stitches to make sure that it was working properly, after a loooooong time, when she was satisfied we loaded everything back into the SUV and went home. It was getting around lunch time so Kathleen asked me what I wanted and so I suggested the leftover flank steak and noodles from the other night.

After I ate, I called my insurance agent with a question on my revised life insurance; he was out of the office so I left a note to have him call me. Then I called my financial adviser to ask about taking out a home equity loan or taking the money out of my IRA, but she was out of the office until Monday, so I left another voice message for her to call me back.

Since I had the phone in my hand, I thought that I would call my Mom and see how she was doing. I had a good talk and have to make myself a note to call more often. It does not cost me anything to call, I usually do not think about it until after dinner and that is past her bed time.

After talking with Mom, I went outside and raked leaves, both our front lawn and my neighbor's, as most of the leaves were off my walnut tree. That took less than a half hour and while I was doing it my insurance agent called me back. He said that it was the most confusing thing that he had seen in quite a while and that he would do some checking to see if he could get a simpler answer. He sent me an e-mail later and said it was not much clearer but he gave me an example which kind of illustrated the situation.

After putting the rake and things away, I went to the back yard to prune roses, dig tree suckers and cut out blackberries. Sometimes it seems like I am doing the same thing day after day...kind of like the movie groundhog day!

After finishing outside, I cleaned up and then got on the internet and filled out the on line forms for the home equity loan. Within a couple minutes I got four responses back from different lenders and a couple minutes after that one of them called me. I had not even had a chance to read the information and so I listened to what he had to say and told him that I would need a couple days to digest it all and had him call me back Monday.

I was a little surprised at how much lower the payments were that at the bank I checked with this morning, but I have had several people tell me that they had never seen anyone with a higher credit rating...I guess that is a good thing.

Tonight for dinner Kathleen had some of the left-over salmon from last night, she made a potato salad and some grapes and a peach sliced up. After dinner I loaded up the dishwasher and turned it on.

Overall, I am really surprised at how good I feel tonight, Kathleen said that maybe my fall knocked my back, back into place. Well, I am getting tired, so I think I will just say good night for now and call it a day.